JJ the CPA here hope you're doing well so as a practicing CPA working with clients whether business owners or individuals anytime I see a need come up related to their finances if you will in times of disaster I try and share information so that's what I'm doing here in this video I just need you to know that if you're in a natural disaster recovering from it I hope you're doing well I hope you get back to normal as soon as possible through the SVA the small business administration there are several kinds of loans that are available to help you the key word is their loans but this isn't just for small business owners it's also for homeowners and renters believe it or not so if you are somebody that is recovering from a natural disaster then go to the link in the body of this video which is just simply at sba.gov and look for disaster relief and there you will find these different applications to get this relief again these are loans they're 30-year loans to no more than four percent uh interest rate but homeowners you can get up to 200 000 for whatever insurance is not covering related to your actual residence renters and homeowners can also get then forty thousand for their personal belongings inside that residence small business owners you can get a loan for physical injury to your business from a disaster and then separately small business owners you can get the economic injury disaster loan the eidl now we heard about these during the pandemic but these loans the EI DL and these others have been around well before the pandemic so the SBA has wonderful experience in helping those that need these so the biggest key is...
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About Sba Form 1368
SBA Form 1368 is a document that needs to be submitted by businesses that are applying for an economic injury disaster loan (EIDL). This form provides the Small Business Administration with an overview of the financial condition of the business, including the amount of revenue, expenses, and any other sources of income that may have been impacted by a natural disaster. This form is used to calculate the maximum loan amount that the business may be eligible for and to determine if the loan is affordable for the business to repay. Therefore, any business that wants to apply for an EIDL loan must submit SBA Form 1368.
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